How to Save on Healthcare Costs

The healthcare system is a complex network of insurance companies and medical facilities that are essential to everyone’s well-being. Between doctor’s appointments, prescription medications and other important tests, the price tag for quality healthcare can be rather daunting. Thankfully there are ways to save money on your healthcare costs without sacrificing quality care.

• Stay up-to-date with free services. Those insured by the Affordable Care Act are entitled to certain free preventive services such as blood pressure screenings, colonoscopies, vaccinations and mental health screenings.
• Ask about generic options for medication. There are many pharmacy programs that offer the same prescription medication at a significantly cheaper rate. Ask your doctor or pharmacist about possible generic alternatives.

• Review your medications with your physician. If a particular medication is no longer essential to your health, ask your physician about removing it from your daily regimen. This can help lower your out-of-pocket costs for medication.
• Schedule your office visits and procedures at the right time. It’s usually best to schedule expensive procedures at the beginning of the year, that way your insurance will cover other routine appointments throughout the year.
• Ask questions about your bill. If you don’t understand a specific charge on your bill, don’t be afraid to speak up. You can always talk to someone in the billing department (regardless of whether it’s a doctor’s office or hospital) to ensure that all the charges are accurate.
• Bring your medical records to your appointment. This will help your physician determine if additional tests are necessary or not, saving you both time and money.