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Open enrollment is just around the corner with this year’s window being November 1, 2016-January 31, 2017. Open enrollment refers to the period in which individuals and employees can make changes to their health coverage.
There are a few different ways to shop for health insurance. This includes on the healthcare.gov website, calling the marketplace call center, on the insurer’s website, or through a local health insurance broker.
Here are a few things to know while shopping the market:
Know the Categories
Health insurance plans are organized into Bronze, Silver, Gold and Platinum plans. Each category represents a different way to share costs. It is important to note that one plan is not superior to another in terms of actual quality of care. Click here to read specifics on each category.
Examine and Compare these Five Elements
Shop Smart
The National Business Group on Health found that employees at large companies are paying about 5% more on insurance premiums this coming year. Doing your research and shopping smart can cut your costs.