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There are millions of U.S. citizens living without insurance in the United States. In fact, in 2017 8.8% of Americans did not have insurance, according to the US Census. This leaves the other 92.8% of citizens paying little to no co-pay for their healthcare, right? It is a nice thought to believe, but recent studies have uncovered the financial burden of healthcare, even for those insured.
For employees of companies who provide healthcare coverage, their health care costs rose twice as fast as their wages in the last 10 years, according to the Kaiser Family Foundation. In 2018, a family of four with coverage spent over $7,000 for healthcare on average.
Healthcare costs are rising for the insured and uninsured in America and to make matters worse, our quality of care is not improving. Health outcomes are not stagnant either, they are worsening. Over the past few years life expectancy in America has decreased, according to the Centers for Disease Control and Prevention. Heart disease remains the number one cause of death in US adults.
What Can You Do?
Although it seems like all hope is lost when it comes to healthcare costs, the good news is what you spend on healthcare is not completely out of your hands. Click here to read some tips on how you can reduce your healthcare spending.